This link leads to the machine-readable files that are made available in response to the federal Transparency in Coverage Rule and includes negotiated service rates and out-of-network allowed amounts between health plans and healthcare providers. The machine readable files are formatted to allow researchers, regulators, and application developers to more easily access and analyze data.
Like most website operators, Stanberry Insurance collects non-personally-identifying information of the sort that web browsers and servers typically make available, such as the browser type, language preference, referring site, and the date and time of each visitor request. Stanberry Insurance’s purpose in collecting non-personally identifying information is to better understand how Stanberry Insurance’s visitors use its website. From time to time, Stanberry Insurance may release non-personally-identifying information in the aggregate, e.g., by publishing a report on trends in the usage of its website.
Stanberry Insurance also collects potentially personally-identifying information like Internet Protocol (IP) addresses. Stanberry Insurance does not use such information to identify its visitors, however, and does not disclose such information, other than under the same circumstances that it uses and discloses personally-identifying information, as described below.
Gathering of Personally-Identifying Information
Certain visitors to Stanberry Insurance’s websites choose to interact with Stanberry Insurance in ways that require Stanberry Insurance to gather personally-identifying information. The amount and type of information that Stanberry Insurance gathers depends on the nature of the interaction. For example, we ask visitors who sign up for an account at this website to provide a username and email address. Those who engage in transactions with Stanberry Insurance are asked to provide additional information, including as necessary the personal and financial information required to process those transactions. In each case, Stanberry Insurance collects such information only insofar as is necessary or appropriate to fulfill the purpose of the visitor’s interaction with Stanberry Insurance Stanberry Insurance does not disclose personally-identifying information other than as described below. And visitors can always refuse to supply personally-identifying information, with the caveat that it may prevent them from engaging in certain website-related activities.
Use of Personal Data
Stanberry Insurance may collect aggregated statistics about the behavior of visitors to its websites. For instance, Stanberry Insurance may monitor the most popular website account on this site. Stanberry Insurance may display this information publicly or provide it to others. Stanberry Insurance does not disclose personally-identifying information other than as described below.
Protection of Certain Personally-Identifying Information
Stanberry Insurance discloses potentially personally-identifying and personally-identifying information only to those of its employees, contractors and affiliated organizations that (i) need to know that information in order to process it on Stanberry Insurance’s behalf or to provide services available at Stanberry Insurance’s websites, and (ii) that have agreed not to disclose it to others. Some of those employees, contractors and affiliated organizations may be located outside of your home country; by using Stanberry Insurance’s websites, you consent to the transfer of such information to them. Stanberry Insurance will not rent or sell potentially personally-identifying and personally-identifying information to anyone. Other than to its employees, contractors and affiliated organizations, as described above, Stanberry Insurance discloses potentially personally-identifying and personally-identifying information only when required to do so by law, or when Stanberry Insurance believes in good faith that disclosure is reasonably necessary to protect the property or rights of Stanberry Insurance, third parties or the public at large. If you are a registered user of an Stanberry Insurance website and have supplied your email address, Stanberry Insurance may occasionally send you an email to tell you about new features, solicit your feedback, or just keep you up to date with what’s going on with Stanberry Insurance and our products. We expect to keep this type of email to a minimum. If you send us a request (for example via a support email or via one of our feedback mechanisms), we reserve the right to publish it in order to help us clarify or respond to your request or to help us support other users. Stanberry Insurance takes all measures reasonably necessary to protect against the unauthorized access, use, alteration or destruction of potentially personally-identifying and personally-identifying information.